What is included on a Media Insurance policy?
We can offer a combined media insurance policy, which is exclusive to Buckingham Insurance. It has been designed to include all of the covers that a media agency will typically need, and can be tailored further with specific indemnity limits and additional covers that you may need. The policy will include:
Media Liability Insurance
Working as a creative, you will create and potentially distribute a range of content on behalf of your clients. It might be animations, video or photography. It could be you offer copywriting services or provide social media content.
In any of these cases, there is a range of cover that you should consider to protect yourself – and potentially your clients – from alleged acts of wrongdoing. Media liability insurance typically includes cover for:
- Intellectual Property (IP) Infringement
- Negligence in media content
- Breach of confidentiality
- Breach of scope of license
General commercial combined office cover
Just like any business, you’ll want to ensure the building and your office contents – including furniture and IT equipment. It may be that you have some valuable and business critical production hardware and software that needs protecting. Beyond that, you’re likely to want some of the covers that office-based businesses typically require:
- Legal expenses
- Business interruption
- Employers Liability
- Public Liability
Other covers that you should consider when buying Media business insurance
As a media business, it’s likely that you use technology and data on a daily basis. For this reason, you may need to consider cyber liability insurance as well as data privacy and network security liability cover.
Insurance for freelancers and homeworkers
In an industry that is increasingly specialised with the advances in technology and the advent of social media, there’s a growing number of media professionals who choose to freelance and homework. We recognise this and can provide insurance for freelancers across the media sector. Your requirements may vary slightly from a commercial office based business, but we can tailor a policy that reflects your needs, ensuring you have all the protection in place that you may need, without paying for cover you don’t require.
Why choose Buckingham Insurance for my Media Insurance policy?
Working with media insurance specialist (insurer name) we have developed a bespoke commercial combined insurance package designed exclusively for media businesses. As a general insurance broker, we have over 40 years experience working with businesses of all sizes, arranging appropriate cover and ensuring that their insurance buying experience is a straightforward and hassle-free one.