Videographers and photographers insurance
On the surface of it, photography and videography would seem like pretty low-risk businesses to run. But no matter whether you’re a wedding photographer attending ceremonies around the country, or own a commercial studio, you work with expensive and business critical equipment. You’re also likely to work closely with members of the public – be they wedding guests or clients coming on site to give creative direction. There’s plenty of scope for things to go wrong even for the most well-managed photographers business. Getting the right videographers or photographers insurance cover is critical, ensuring you can get on with your work, knowing that you’re adequately protected.
What should be included on a videographers or photographers insurance policy?
Every business is different, and there’s a wide scope within the sector. If you work as a freelance photographer at events, your priorities are going to be very different from those of a videographer working from specially designed commercial premises.
However, there are likely to be some common requirements. Where you work under contract with clients, it may well be that some insurance covers are stipulated as a condition of your work.
Public liability insurance for photographers and videographers
In your line of business, you’re likely to come into contact with members of the public on a daily basis. You should consider cover in the event that a claim is made that someone has suffered a loss, injury or illness as a consequence of your business activity. Public liability protects you from the legal costs that you’re likely to incur defending a claim, as well as covering any payment awarded.
Employers liability insurance for videographers and photographers
Where you have staff working for you – even on a part-time or casual basis – you are required by law to have Employers Liability insurance in place. This protects you from claims brought by anyone working for you that they have suffered a loss, injury or illness as a consequence of their work with you.
Equipment insurance for photographers
Business equipment – cameras, lenses, computers and editing software are all essential to you. It makes sense to have insurance in place should they be lost, damaged, destroyed or stolen.
Why compare photographers insurance with Buckingham Insurance?
Buckingham Insurance has been arranging business insurance for companies for over 40 years. Working with (Insurer name) we have developed a specialist policy, designed to offer all the protection that any business in the media sector would need. Why not call us for a quote today?