Compare Shop Insurance with Buckingham Insurance
Buckingham Insurance can take the leg work out of comparing insurance cover options for your business. We will search out suitable covers based on your needs and provide you with a range of quotes from a range of leading UK insurers. Where required, we’ll be on hand to talk you through policy wording and ensure that the cover being offered suits your needs precisely.
What cover is included in a Shop Insurance policy?
Getting the right cover in place is vital for any business. Shop Insurance is quite complex as it usually requires cover for a variety of risks. Typically a Shop Insurance policy will cover:
Public Liability – Because you come into contact with suppliers and customers visiting you at your premises, Public Liability cover is a priority.
Employers Liability – If you employ people in your shop this cover is a legal requirement to protect your business from the costs of claims for work-related injuries or illnesses.
Contents – covers all the contents and stock in your shop for costs associated with their theft, loss or damage.
Buildings – covers the physical structure of your shop as well as its fixtures, fittings and improvements against accidental loss, destruction or damage.
Loss of money – covers your cash in the event that it’s lost or stolen from your shop, your home or when it’s being taken to the bank.
Goods in transit – if your shops goods are lost or damaged while in transit this will cover you.
Business interruption – If there is an accident at your shop and it stops you trading then this cover will pay for loss of profit and ongoing costs including staff wages.
Loss of license – if through no fault of your own you lose your license to sell alcohol a shop insurance policy will cover the cost of lost sales.
Business equipment – provides cover for the theft, loss or damage to portable business equipment that you use in or outside from your shop.
Legal expenses – if you become involved in any legal proceedings then this will help cover your legal costs.
Terrorism – provides cover in the event that a terrorist act results in damage to your shop or loss of life.
Shop insurance policies vary from insurer to insurer, so to make sure that your business is properly covered please get in touch with our Business Insurance team now on 01246 575 625 or use our enquiry form.
Why use Buckingham Insurance for Business Insurance?
Buckingham Insurance has been providing businesses across Derbyshire and South Yorkshire with invaluable, trusted advice and service for almost 40 years. With a heavy investment in staff training and leading technology, together with good old fashioned close relationships with both our Insurer partners and clients, we pride ourselves on competitively priced, quality cover backed up by first rate service.